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Terms & Conditions (LEGAL)


This Privacy Policy describes the privacy practices of More Personal Loan, LLC ("morepersonalloan") with respect to individually identifiable information relating to you ("Personal Data") that you or third parties provide to More Personal Loan, including Personal Data collected or provided on our website at www.morepersonalloan.com ("Website"). Please read the Privacy Policy carefully to understand how we will treat your Personal Data.

By visiting and using our Website, you are consenting to practices described in this Privacy Policy and you agree that we can place cookies on your device as described below in the "Cookies" section of this Privacy Policy.

For the purpose of the Data Protection Act 1998 (the "Act"), the data controller is More Personal Loan of UK, LLC. Our Information Commissioner’s Office Data Protection registration number is SC253859. In addition, More Personal Loan of UK, LLC is authorised and regulated by the Financial Conduct Authority. Our Firm Reference number is 705777.


Intellectual Property



All intellectual property pertaining to or contained on the Website (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) is owned by More Personal Loan of UK, LLC and is protected by any and all applicable laws, rules and regulations.

An individual user is authorized only to the limited extent needed to view and retain copies of documents on this Website for an individual’s personal, non-commercial use. An individual agrees not to duplicate or use this Website for any public or commercial use without the express written consent of More Personal Loan of UK, LLC.

No material protected by copyright, trade mark or other proprietary rights shall be uploaded, posted, submitted or otherwise made available on this website for any use without the express permission (and agreement to the terms hereof) of the owner of the copyright, trade mark or other proprietary right and the burden of determining that any material is not protected by such rights rests with you. An individual user shall be solely liable and hereby undertake to indemnify More Personal Loan of UK, LLC and its officers, employees, agents, representatives and contractors for any damages resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from any uploading, posting or submission.

An individual user may download, temporarily store, and use the information contained in or on one or more pages from this website for your own personal use and research. To the extent such exclusions are permitted by law, an individual user may not adapt, modify, copy, merge, translate, decompile, disassemble, permanently store, republish, retransmit, redistribute or otherwise make such information or pages available to any other party or available on any website, or of any other party or make the same available in hard copy or on any other medium without More Personal Loan of UK, LLC's express prior written consent.

All designs, texts, graphics, codes and the selection or arrangement of them are the copyright or database rights of More Personal Loan of UK, LLC and/or are utilised by More Personal Loan of UK, LLC under appropriate licences.

All trademarks, brand names and business names or logos contained in this website are proprietary to More Personal Loan of UK, LLC and/or are utilised under appropriate licences.

An individual user hereby grants More Personal Loan of UK, LLC a worldwide, royalty free, perpetual, irrevocable, non-exclusive right and licence to use, reproduce, modify, adapt, publish, translate, distribute and display any text and/or other materials posted on or submitted to this website by you, in whole or in part. An individual user warrants that he/she has the right to grant such a licence and that such a right and licence shall be free from all charges, encumbrances and adverse rights.

An individual user hereby waives and/or agrees to procure the waiver of any and all rights (as set out at Chapter IV of Part I of the Copyright, Designs and Patents Act 1998) in and in relation to any text or submission which you may make to this website. More Personal Loan of UK, LLC reserves the right to identify an individual user as the author of any submission which is published in whole or in part on this website.



Usage



We reserve the right to revise any and all content contained on this Website, including but not limited to the terms, conditions, and descriptions at any time by posting revisions on this Website. The terms and conditions displayed on this Website are binding and in full force and effect on any and all individuals that visit this Website. Accordingly, the continued use of this Website subsequent to any changes to any and all terms and conditions constitutes an individual’s acceptance to any and all changes. An individual customer is responsible for review of the current terms and conditions of this legal notice from time to time. An individual’s eligibility for particular products and services is subject to final approval.



Eligibility



To be eligible to receive a loan from AvantCredit of UK, LLC an applicant must meet the following eligibility requirements:

*Over age 18;

*UK resident;

*Must have an active personal bank account;

*No currently outstanding More Personal Loan associated with the same residence;



No Warranty



Any and all information and materials contained in this Website, including but not limited to text, graphics, links or other items are provided "as is", without any conditions, warranties or other terms of any kind. More Personal Loan of UK, LLC does not warrant the accuracy, adequacy or completeness of the information and materials displayed on this Website; and expressly disclaim any and all liability for errors or omissions contained herein. More Personal Loan of UK, LLC does not provide any warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, in conjunction with the information and materials contained herein.



Limitation of Liability


In no event shall More Personal Loan of UK, LLC, or any of its affiliated companies, be liable for any damages, including without limitation directly or indirectly, special, incidental, or consequential damages, losses or expenses arising in connection with this Website or use thereof or inability to use by any party. In addition, in no event shall More Personal Loan of UK, LLC, or any of its affiliated companies, be held liable for any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even in the event that More Personal Loan of UK, LLC is advised of the possibility of such damages, losses or expenses.

An individual assumes any and all risk when using hyperlinks to link to other third party internet resources. If you decide to use these links, you will leave this Website. The content, accuracy, opinions expressed and other links provided by third party internet resources are not endorsed in any way by More Personal Loan of UK, LLC.



Submissions


All information submitted to More Personal Loan of UK, LLC via this Website (other than personally identifiable information which is covered by this privacy policy) shall be deemed and remain More Personal Loan of UK, LLC property. More Personal Loan of UK, LLC will have the discretion to use any information a visitor to this Website provides through the Website for any purpose.

Any information (except personally identifiable information which is covered by this privacy policy) submitted to the Website shall be deemed to be non-confidential and non-proprietary. More Personal Loan of UK, LLC maintains no obligations with respect to any such information.

We reserve the right to disable any individual user’s identification code or password, whether chosen by the individual user or allocated by us, at any time, if in our opinion the individual user has failed to comply with any of the provisions of these Terms and Conditions.



Linking



If an individual chooses to use a hypertext link contained within this website that individual may leave this website. Once an individual has left the Website, whether knowingly or unknowingly, More Personal Loan of UK, LLC is no longer responsible in any way for the material on any other website. In addition, hypertext links are included in order to provide further information and are not intended to signify that More Personal Loan of UK, LLC endorses or approves of such website and/or its content. More Personal Loan of UK, LLC excludes to the fullest extent permitted by law all liability that may arise in connection with or as a result of such external website material causing any damage, cost, injury or financial loss of any kind.



Laws



The content of this website and any dispute arising out of the use of it (including any non-contractual dispute) shall be governed by the laws of that part of the United Kingdom in which the customer is resident and both parties agree to submit to the non-exclusive jurisdiction of the courts of that part of the United Kingdom.



Disclaimer



The information contained and/or the opinions expressed on this Website are provided for general information purposes only and are not intended to be comprehensive. None of the content contained on this Website should be construed, or is meant to be construed, as professional advice. Any information provided by this Website is for purposes of guidance only. It is not intended to replace professional advice. We do not accept any responsibility and/or liability for the implementation of any advice provided. Whilst we seek to ensure that the content of the Website is accurate and up-to-date, we do not make any representations nor give any warranties of any kind (express or implied) with respect to the contents or operation of this Website, and any such representations and warranties are expressly excluded.